>>334428>Why is the U.S. housing market so shitty and full of pointless obstacles and red tape?Artificial scarcity.
- A shack is dirt cheap to build
- If you're poor, all you need is a shack, even in Minnesota
- (((Investors))) cannot drive up the price of housing if anyone can build a shack
"Not in my backyard"
- Boomers don't want to live next to shacks
Run away public spending
- Municipalities cannot collect as many taxes on shacks
- Municipalities depend on property tax
- Municipalities are feeding spics and niggers using property tax which leads to more spics and niggers
- Municipalities are schooling spics and niggers using property tax
- Fire chiefs campaigned in the 80 to be called for certain medical emergencies to make up for the loss of income from the reduction of house fires, now they complain that they don't have enough funding to respond to all the calls
The obvious and easy answer is to eliminate property taxes (and "eminent domain") on all non-income property, and ban private banks.
No private banks -> no mortgages
No private banks -> no ponzi schemes (insurance)
No private banks -> no general funds that horde resources
No taxes on the family home -> EZ FUCK YOU MONEY -> less shitty employers because everyone would be able to say FUCK YOU -> less chance for monopolization, because less people are desperate
You could do it by just eliminating property tax on non-income property, treat mortgaged properties as for-profit, and place a mandatory limit on time, value, and interest that makes the idea of issuing a mortgage undesirable.
The best way to live in the USA right now is to break the law by buying cheap land not zoned for habitation, build a shack on it without a house inspection, and pay the minimum in property taxes.
Even then, you have to contend with property taxes and nosy boomers that will rat you out because "not in my backyard".